Napleton Palatine Hyundai publishes current Hyundai financing offers every month — including 0% APR deals, low-rate loans, and lease specials on the models you're shopping. Updated at the start of each incentive period.
📅 Offers current through September 2, 2026 | Next update: September 3Offers available through Hyundai Motor Finance to well-qualified buyers. Not all buyers will qualify for the lowest rates. Rates and terms subject to change. See full disclaimer ↓
| Model | APR | Term | Min. Down | Offer Expires | View Inventory |
|---|---|---|---|---|---|
| Hyundai Tucson 0% APR | 0% | 48 months | $0 | 09/02/2026 | In Stock → |
| Hyundai Elantra 0% APR | 0% | 36 months | $0 | 09/02/2026 | In Stock → |
| Hyundai Santa Fe | 1.9% | 60 months | $0 | 09/02/2026 | In Stock → |
| Hyundai Sonata | 2.9% | 72 months | $0 | 09/02/2026 | In Stock → |
| Hyundai Palisade | 3.9% | 60 months | $0 | 09/02/2026 | In Stock → |
| Hyundai Kona | 2.9% | 48 months | $0 | 09/02/2026 | In Stock → |
| IONIQ 6 / IONIQ 5 | Federal EV tax credit may apply — see EV Hub for current eligibility | In Stock → | |||
Don't see your model? Hyundai Motor Finance offers rotate monthly and vary by region. Call us at (847) 348-6700 — our finance team can confirm the latest rate for any model in stock today.
All leases through Hyundai Motor Finance. Payments based on 10,000 miles/year unless noted. Taxes, title, license, and dealer fees extra. Not all buyers will qualify.
| Model | Mo. Payment | Term | Due at Signing | Miles/Year | Expires | Inventory |
|---|---|---|---|---|---|---|
| Hyundai Tucson SE | $299 | 36 mo. | $2,999 | 10,000 | 09/02/2026 | In Stock → |
| Hyundai Elantra SE | $229 | 36 mo. | $2,499 | 10,000 | 09/02/2026 | In Stock → |
| Hyundai Santa Fe SE | $379 | 39 mo. | $3,499 | 10,000 | 09/02/2026 | In Stock → |
| Hyundai Kona SE | $259 | 36 mo. | $2,799 | 10,000 | 09/02/2026 | In Stock → |
Prefer to lease vs. finance? Our team can run both payment scenarios side-by-side so you can compare total cost of ownership. Use the payment calculator or contact us for a custom quote.
Hyundai Motor Finance typically requires a credit score of 700 or above to qualify for 0% APR promotional rates. Scores between 640–699 often qualify for competitive low-rate financing instead.
Most 0% APR offers require $0 down, though a larger down payment reduces your monthly payment and total financed amount. Trade-in equity can also be applied.
Lenders typically verify income via pay stubs, tax returns, or bank statements. Your debt-to-income ratio (ideally below 50%) affects your approval odds.
Existing Hyundai owners, military members, and first responders may qualify for additional bonus cash that can be applied to reduce the financed amount — even alongside certain APR offers.
Our online application has no impact on your credit score until you're ready to proceed.
Yes. Hyundai currently offers 0% APR financing on select models through Hyundai Motor Finance. Qualifying models, available terms, and expiration dates change each incentive period — typically the first of each month. See the offer table above for the current lineup, or call (847) 348-6700 to confirm today's available rates at Napleton Palatine Hyundai.
For August 2026, 0% APR financing is available on the Hyundai Tucson (48-month term) and the Hyundai Elantra (36-month term) for well-qualified buyers. Other models — including the Santa Fe, Sonata, and Kona — offer low-rate APR financing this month. Offers change on September 3, 2026. Check back then or call us for the next month's lineup.
Hyundai Motor Finance typically requires a credit score of 700 or higher to qualify for 0% APR promotional financing. Buyers with scores between 640 and 699 often qualify for competitive low-APR financing (1.9%–3.9%) rather than the 0% promo rate. Your actual rate will depend on your credit history, income, loan term, and vehicle. Apply online to see your options — there's no impact to your credit until you move forward.
In most cases, 0% APR cannot be combined with cash-back rebates — you choose one or the other. However, some programs allow stacking with loyalty bonuses, conquest cash, military discounts, or first-responder incentives. Our finance team will run both scenarios and show you which combination saves you the most money over the life of the loan. Ask us to compare options →
Filter by model to see vehicles available for same-day delivery near Chicago.
New Inventory →Start your application in 2 minutes. Soft credit pull — no impact until you're ready.
Apply Now →Questions about qualifying or stacking incentives? We'll run the numbers for you.
(847) 348-6700Napleton Palatine Hyundai is a certified Hyundai Motor Finance dealer serving Palatine, Schaumburg, Arlington Heights, Buffalo Grove, and the greater Chicago northwest suburbs. Our finance department works with Hyundai Motor Finance and a network of lending partners to help buyers across all credit profiles find a payment that works — from 0% APR for well-qualified buyers to first-time buyer programs for those building credit.
Whether you're shopping for a Tucson, Santa Fe, Elantra, or an electrified model like the IONIQ 6 or IONIQ 5, our team will match you with the best available rate for that vehicle this month. Use our payment calculator to estimate your monthly payment before you come in.
Offer Disclaimer: All financing and lease offers are through Hyundai Motor Finance to well-qualified buyers. Not all buyers will qualify for the lowest rate or promotional APR. Rates, terms, and availability are subject to change without notice and may differ by trim level, model year, and inventory. 0% APR offers cannot typically be combined with cash-back rebates. Monthly payment examples do not include taxes, title, license, registration, or dealer fees. Residual values, money factors, and acquisition fees apply to lease offers. Offers valid through the date shown; see dealer for complete details. Napleton Palatine Hyundai · 221 E Lake Cook Rd, Palatine, IL 60074 · (847) 348-6700.
